
Took this card in a campaign and it's great fun. I would venture to say it's a little underrated.
Aside from the obvious synergies with Pay Day, The Red-Gloved Man etc., this card provides a few subtler benefits, for example...
- Saving up your actions when you draw Frozen in Fear so that you can do the Willpower test at the end of your turn, and hopefully get rid of it before your next turn.
- Saving up your actions if you have an inkling that your mystic is preparing a Delve Too Deep turn.
- If you're at the same location as a team member, sometimes it's worth it to end your turn at the same location as them (for card commits and card abilities) instead of moving away. Using Borrowed Time, you can stay at your teammate's location for safety and just do the move action that you would've done this turn on the next turn instead.
- It's easier to avoid ending your turn at certain locations to avoid nasty "end of turn" location effects - again, just save up that move action you would've used this turn for next turn instead.
- A lot of treacheries affect you only for a certain round, like Dissonant Voices. Borrowed Time can help you save up actions during those rounds so that you can do more useful things with the same 3 actions next turn.
- Giving yourself extra actions to make your Chicago Typewriter super accurate, or your Kukri extra damaging.
- Making it easier to trigger action intensive, time-sensitive cards like "Let God sort them out...".